Underwriter Asset Insurance ( FTC - 3 Months ) Gauteng

Underwrite and administer insurance policies in line with the company’s underwriting philosophy and guidelines. 

Key Performance Areas    

Underwriting and Administration

Evaluate and assess insurance proposals. Determine required premium level based on experience and manual rates plan design, services, and competitive information in accordance with organisational guidelines. Demonstrate a high degree of knowledge regarding underwriting quantitative and qualitative tools and communicate the outcomes clearly to Sales and Claims functions. Research all problems and risk related issues by using initiative in problem solving that involves management in decision making as necessary. Responsible for monitoring profitability as measured by loss ratio improvement.  Complete assessment of claim trends and services. Analyse all necessary historical account information. Determine renewal terms including required premium level and policy plan change recommendations and deliver complete renewal package to Sales according to organisational department guidelines. Accountable for the accuracy and completeness of all renewal data. Negotiate all subsequent appeals with Sales regarding premium levels and policy plan provisions and involve appropriate people in decision making and negotiating as necessary. Participate in interdepartmental discussions between Sales, Claims and Underwriting on renewal business issues and make recommendations regarding policy plan provisions and claims and administrative procedures.  Communicate recommendations to Sales for delivery to customer. Review all customer and Sales requests for policy and plan changes.  Determine contract and pricing changes necessary according to underwriting guidelines and use independent judgment.  Negotiate with Sales subsequent appeals and manage changes according to organizational procedures. Complete semi-annual and ad hoc profitability analysis for all assigned cases and provide summary of analysis to management and Sales.  Analysis to include but not limited to Continuous improvement to ensure effective service Ensure statutory and legislative knowledge is always current in order to resolve customer complaints, to advise the business on corrective solutions to mitigate risks and to improve the customer experience whilst complying with governance requirements. Ensure adherence to organisational policies, practices and procedures. Identify solutions to enhance cost effectiveness and increase operational efficiency

Maintenance of policies in the operating system

Receive the information to be captured and analyse to determine the nature of the capturing required Capture the information accurately on the system Process debit order collections. Ensure that all Sasria rates are embedded in the system. Submit captured information for approval where necessary Maintain system in accordance with policies, procedures and legal requirements

Quality Assurance

Determine the quality requirements applicable to the work environment Ensure that all work conforms to the quality requirements in terms of delivery Initiate corrective actions where required to maintain quality standards Ensure that all policies and procedures are maintained to enable compliance measurement Preferred Minimum Education and Experience     Commercial Business Degree Life and/or Short term insurance underwriting experience  Insurance operating system experience

Critical Competencies    

Underwriting and administration Maintenance of policies in an operating system Quality Assurance Good underwriting principles

Additional Requirements    

Extended hours as and when required.

Deadline:12th August,2026