đ OPPORTUNITY OVERVIEWLand Bank Careers is actively recruiting for a Underwriter Life ( FTC - 6 months ) position in Gauteng. This is an excellent opportunity for professionals in the Finance / Accounting / Audit sector looking to advance their careers.
đŻ IDEAL CANDIDATE PROFILEWe are seeking talented individuals with the following profile⢠Experience Level: Not Specified ⢠Educational Background: Bachelor or equivalent ⢠Industry Focus: Finance / Accounting / Audit ⢠Location Preference: in Gauteng
đź WHY THIS ROLE MATTERSFinancial professionals like Underwriter Life ( FTC - 6 months ) are vital for organizational stability and compliance. This role offers the opportunity to impact business strategy and financial health.
đ CAREER DEVELOPMENT INSIGHTSThis role in Finance / Accounting / Audit offers valuable career progression opportunities aligned with your experience level and professional aspirations.
đ APPLICATION GUIDANCEWhen applying for this Underwriter Life ( FTC - 6 months ) position, ensure your CV highlights: ⢠Relevant experience matching the Not Specified requirement ⢠Educational qualifications in line with Bachelor ⢠Specific achievements in the Finance / Accounting / Audit field ⢠Any certifications or specialized training
đ SOUTH AFRICA JOB MARKET CONTEXTThe Finance / Accounting / Audit sector in South Africa continues to show strong demand for skilled professionals. This position represents a valuable opportunity in the current job market.
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MAIN PURPOSE OF THE JOBUnderwrite and administer insurance policies in line with the companyâs underwriting philosophy and guidelines.Â
Key Performance Areas  Â
Underwriting and Administration
Evaluate and assess insurance proposals. Determine required premium level based on experience and manual rates plan design, services, and competitive information in accordance with organisational guidelines. Demonstrate a high degree of knowledge regarding underwriting quantitative and qualitative tools and communicate the outcomes clearly to Sales and Claims functions. Research all problems and risk related issues by using initiative in problem solving that involves management in decision making as necessary. Responsible for monitoring profitability as measured by loss ratio improvement. Complete assessment of claim trends and services. Analyse all necessary historical account information. Determine renewal terms including required premium level and policy plan change recommendations and deliver complete renewal package to Sales according to organisational department guidelines. Accountable for the accuracy and completeness of all renewal data. Negotiate all subsequent appeals with Sales regarding premium levels and policy plan provisions and involve appropriate people in decision making and negotiating as necessary. Participate in interdepartmental discussions between Sales, Claims and Underwriting on renewal business issues and make recommendations regarding policy plan provisions and claims and administrative procedures.  Communicate recommendations to Sales for delivery to customer. Review all customer and Sales requests for policy and plan changes. Determine contract and pricing changes necessary according to underwriting guidelines and use independent judgment. Negotiate with Sales subsequent appeals and manage changes according to organizational procedures. Complete semi-annual and ad hoc profitability analysis for all assigned cases and provide summary of analysis to management and Sales.  Analysis to include but not limited to Continuous improvement to ensure effective service Ensure statutory and legislative knowledge is always current in order to resolve customer complaints, to advise the business on corrective solutions to mitigate risks and to improve the customer experience whilst complying with governance requirements. Ensure adherence to organisational policies, practices and procedures. Identify solutions to enhance cost effectiveness and increase operational efficiency
Maintenance of policies in the operating system
Receive the information to be captured and analyse to determine the nature of the capturing required Capture the information accurately on the system Process debit order collections. Ensure that all Sasria rates are embedded in the system. Submit captured information for approval where necessary Maintain system in accordance with policies, procedures and legal requirements
Quality Assurance
Determine the quality requirements applicable to the work environment Ensure that all work conforms to the quality requirements in terms of delivery Initiate corrective actions where required to maintain quality standards Ensure that all policies and procedures are maintained to enable compliance measurement Preferred Minimum Education and Experience   Commercial Business Degree Life and/or Short term insurance underwriting experience Insurance operating system experience
Critical Competencies  Â
Underwriting and administration Maintenance of policies in an operating system Quality Assurance Good underwriting principles
Additional Requirements  Â
Extended hours as and when required.
Deadline:31st August,2026
How To Apply
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Click the Apply Now button above.
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Your default email application or application link will open.
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Attach your Application letter, updated Curriculum Vitae (CV) and any supporting documents required.
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Use a professional subject line such as Application for "Indicate Positions"
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Send your application before the closing date.
Note: Only shortlisted candidates are contacted.
