Purpose Statement
To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
ExperienceMinimumBanking experience of at least 3 years Experience of managing a portfolio of business customers with a service and financial analysis focus. Experience in preparing and motivating Credit applications Cost control and sales management
Ideal1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
FAIS accredited as Key Individual and approved by FSCA
KnowledgeMinimumCustomer relationship management (CRM) principles and techniques How to interpret financial statements, balance sheets and basic financial ratios Standardized business banking transactional products and other core products relevant to small enterprises Business banking product offerings Understanding of collateral and balance sheets Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes Knowledge of competitors offerings Regulations, Acts and Codes related to the banking environment. Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
IdealFeatures, benefits and value propositions of the respective company product/service offerings. Current taxation laws as they apply to customers. A good knowledge of administration processes and procedures pertaining to Business Banking transactions
SkillsInterpersonal & Relationship management Skills Analytical Skills Negotiation skills Problem solving skills Computer Literacy (MS Word, MS Excel, MS Outlook) Commercial Thinking Skills Strategic Thinking Skills Communications Skills Influencing Skills Attention to Detail Decision making skills
APPLICATION INFORMATION
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Send your application before the closing date.
Note: Only shortlisted candidates are contacted.
